Terms of Use
Terms and conditions governing your access to and use of Grad Navigator tools, calculators, and educational guides.
1. Acceptance of Terms
By accessing or using the Grad Navigator website, interactive calculators, financial comparison tools, or educational articles, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Educational & Informational Purpose Only
Estimates & Projections: All calculators, loan cap projections, monthly payment estimates, and aid comparison breakdowns provided on Grad Navigator are for general educational and informational purposes only. Grad Navigator is not a lender, loan servicer, credit counselor, or financial advisory institution. Our tools provide projections based on publicly available statutory benchmarks, and should not be construed as legal, tax, or financial advice.
3. Accuracy of Data & Public Benchmarks
We strive to maintain accurate and up-to-date information by citing primary sources, including U.S. Department of Education IPEDS surveys, the One Big Beautiful Bill Act federal loan rules, and official American Bar Association disclosures. However, tuition figures, institutional fees, living costs, and private lender interest rates are subject to change. Always verify official figures with your university financial aid office and StudentAid.gov before making financial commitments.
4. Third-Party Links & Advertiser Disclosures
Grad Navigator may contain links to third-party websites, including loan servicers, private lenders, and consumer credit education providers such as Experian. We do not control, guarantee, or assume responsibility for the content, rates, underwriting criteria, or privacy policies of third-party platforms. Any loan application or agreement you enter into is strictly between you and that independent financial institution.
5. Intellectual Property Rights
All original content, interactive software tools, visual charts, design layouts, and trademarks displayed on Grad Navigator are the intellectual property of Grad Navigator or its licensors. You may use our calculators and download resources for personal, non-commercial use, provided you do not modify, redistribute, or reverse-engineer the underlying materials.
6. Limitation of Liability & Updates
Under no circumstances shall Grad Navigator, its creators, or contributors be held liable for any direct, indirect, incidental, or consequential damages resulting from your use of or inability to use the site or reliance on estimates generated by our calculators. We reserve the right to revise or update these Terms of Use at any time without prior notice.
Questions regarding our terms?
Reach out to the Grad Navigator editorial and operations team anytime.