Student Perspectives

Grad Navigator Blog

Short, punchy takes on graduate borrowing, refinancing, and repayment — written in plain language by students for students.

Refinancing · 5 min readFeatured

Refinancing Student Loans, Explained

Refinancing can cut your interest rate or lower your monthly payment, but can also cost you protections you can't get back once they're gone. Here's the actual tradeoff.

Student Editorial Board · Updated 2026Read article
Interest Rates · 4 min read

Student Loan Interest: by the numbers

Federal student loan rates went up again this year, the third straight year they've climbed. Here's what that actually costs you, and the one loan type that's now gone for good.

Student Editorial Board · Updated 2026Read article
Borrowing 101 · 3 min read

Student Loan Types

There are three federal loan programs and multiple private options. Here is a cheat sheet breakdown of subsidized, unsubsidized, PLUS, and private loans.

Student Editorial Board · Updated 2026Read article
Law School ROI · 5 min read

Which Law Schools Are Worth It?

A J.D. can lead to high future earnings but also comes at high cost. Here's a data-backed look at the law schools with the highest lifetime ROI.

Student Editorial Board · Updated Sept 2026Read article
Policy & Future · 4 min read

Student Loans Political Background and Future

The One Big Beautiful Bill Act made significant changes to student loan programs. Here's why that happened and what's scheduled to take effect through 2028.

Student Editorial Board · Updated Sept 2026Read article
UF Spotlight · 4 min read 🐊

University of Florida: A Top-Tier Value

The University of Florida (UF) offers nationally ranked academic programs, competitive post-graduation placement and a robust alumni network all at a fraction of the price.

Student Editorial Board · Updated Sept 2026Read article
Ph.D. ROI · 5 min read

Which Ph.D. Fields Are Worth It?

A Ph.D. can significantly boost your career prospects but requires time and money. Here are the programs with the highest salaries and strongest job growth.

Student Editorial Board · Updated Sept 2026Read article